Mortgage serviceability: how to jump through the hoops
15/06/2023
Mortgage serviceability can feel like a frustrating hurdle to clear. But it's an important safeguard against borrowing too much, particularly in the current interest rate landscape. It's...
RBA attempts to beat back inflation with another rate hike, up to 4.10 percent
06/06/2023
Drumroll ... The RBA has hiked the official cash rate for the 12th time since April 2022, increasing it to 4.10%. How much will this increase your monthly repayments? And how long does Philip Lowe...
Why more Aussies are turning their backs on the McMansion
01/06/2023
Australians are increasingly "thinking small" when it comes to buying a home and cracking the property market. And with perks like affordability, more desirable locations, and lower maintenance, it's...
Is the property market starting to rebound?
25/05/2023
Navigating the Australian property market over the past year has felt like standing on shifting sands. But is the market starting to regain stability? And if so, what can you do now to make sure you'r...
Property valuation: what you need to know when buying a home
18/05/2023
When buying property, it's good to know the market value. After all, you want to know you're paying a fair amount. But the property's value is an important consideration for your lender too. And...
More home buyers set to benefit from low deposit, no LMI schemes
11/05/2023
More Australians (and permanent residents!) will soon be eligible for a leg up into the property market under an expanded Home Guarantee Scheme. Today we'll run you through all the upcoming changes to...
Homeowners brace as RBA raises cash rate to 3.85 percent
02/05/2023
The Reserve Bank of Australia (RBA) has increased the official cash rate for the 11th time in the past year, taking it to 3.85%. Have we finally reached the peak of this cycle? And how much will this ...
Tips to help stay on top amidst the rate hike cycle
27/04/2023
With every RBA rate rise announcement, mortgage holders brace themselves for impending repayment increases. Here's how to stay on top of your mortgage and feel financially secure. Let's face...
Property listings and prices are bouncing back
20/04/2023
As property prices start to climb, listings are following suit. So if you're hunting for a home, what does this mean for you? If you've been looking at the property market over the last six to...
What is the fixed-rate cliff and how can refinancing help?
13/04/2023
You've probably heard the term "fixed-rate cliff" bandied about in finance news feeds. But what is it? And if you're about to head over it, how can you prepare for a soft landing? A...